February 2021


Do you know the 3 Ways to launch Personal bankruptcy?

Declaring personal bankruptcy is really a hard decision, but after you have selected to do this, the next difficult decision is to determine who definitely are doing the legal filing. Filing personal bankruptcy isn’t something which someone from the street can perform, it takes lots of legal competence and understanding from the personal bankruptcy law. Your choices to try to get personal bankruptcy include doing the work yourself, employ a petition preparer, or employ a personal bankruptcy attorney. By selecting either alternative, you should know from the benefits and drawbacks of every.

Chapter 7 bankruptcy New York has been made for debtors having problem with finance and financial difficulties. A majority of issues associated with such debtors would be the problem with repayment of their debts already taken. You would be required to pass the Means Test where you would be tested for eligibility for such type of bankruptcy relief.

Apply personal bankruptcy on your own

The only real glaring benefit for filing personal bankruptcy your own self is that you’re saving the cash which you would need to pay either the petition preparer or even the attorney. There are lots of disadvantages in filing personal bankruptcy by yourself, mainly you should know what forms to complete, and just what to complete precisely. Because you have selected to file for personal bankruptcy by yourself, you ought to be prepared which you may be unable to cover all of the basis and for that reason can shed more pounds assets than you need to.

Make use of a petition preparer

Getting a petition preparer is actually not too very different than filing personal bankruptcy by yourself. The petition preparer is essentially just there to complete the forms for you personally. The petition preparer cannot perform the following actions:

Provide you with legal counsel on any issues

Fully handle your case within the personal bankruptcy court/341 meeting

Cannot interpret any law even when they really understand what it indicates

Cannot draft any legal documents for the personal bankruptcy situation

As you can tell, petition preparer are simply a glorified data entry person. The only real “advantage” the petition preparer has is that she or he knows what forms to complete while using information you’ve provided. The petition preparer can continue to get some things wrong exactly like you and that i when completing the personal bankruptcy documents, or they might miss crucial details regarding your personal bankruptcy situation that just a personal bankruptcy lawyer knows. Don’t use a petition preparer, it’s really a big total waste of time and cash.

Obtain a certified personal bankruptcy attorney

This is actually the only legitimate way if you’re planning on declaring personal bankruptcy. Granted, it may are the most expensive, however it are only able to assist you to over time to retain more assets than you can with the previous alternatives. Another advantage of utilizing a personal bankruptcy attorney would be that the lawyer knows what the entire process entails. For those who have selected to utilize a personal bankruptcy lawyer for filing your situation, then she or he will be able to assist you to support the assets through using the personal bankruptcy exemptions. For those who have employ a lawyer to use the petition, you wouldn’t need to worry when the documents is completed properly or precisely. This is actually the ideal way you ought to be declaring personal bankruptcy. If you wish to possess a effective filing and subsequently a personal bankruptcy discharge issue for you, employ a personal bankruptcy to complete the filing.

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What are the Most Common Family Law Issues?

Family law is a relatively broad area of legal practice that involves the provision of reliable solutions to issues that affect family relationships. Although this area takes care of a wide range of challenges, its focus is on some common family law issues.

So, let’s consider the most common family law issues.

·       Child custody, access, and parenting plans

Separation and divorce often lead to challenges with children where reside as well as the duration that they will spend with each parent. This is what child access deals with.

Child custody, on the other hand, is all about deciding who will make the main decisions as regards taking care of and raising the children. When considered together, these two areas are known as parenting plans.

Therefore, when parents are looking for solutions to issues concerning child custody, access, and parenting plans, they can turn to family law.

·       Spousal support

In some cases, a person may be responsible for supporting their spouse financially. Notably, a spouse is a person that you are married to or living with under common law. Spousal support usually encourages the spouse with a significantly higher income to support the other person with lower earning.

The duration of the relationship and support offered to the children by each parent will determine the amount of the financial support and duration of the payment.

·       Child support

As long as a child is still under 18 years of age, all parents must support them financially. In some situations where the child needs extra care, the financial support may even extend before 18.

Generally, the parent that doesn’t stay with the child provides the child support. This support will take care of the cost of catering to the needs of the children involved in the marriage or relationship. It is worthwhile to understand the number of children to be supported and the income of the parent will determine the amount of child support.

·       Property division

Following separation or divorce, a married couple needs to share the property or money made during the marriage. Also, they will arrange how they will live in the home rented, built, or bought during the marriage. In this situation, family law doesn’t give preference to the spouse who spent more on the property.

However, property division does not apply to couples who were only engaged in common-law relationships. In the case of common-law relationships, each person will still keep their property or money, except the couple built the property or made the money together. However, there are cases where a common-law partner may have some right to the money or property owned by the other spouse, but lots of issues are concerned before sharing it.

In a nutshell, parenting plans, property division, child support, and spousal support are the main issues that family law deals with. Nonetheless, if you have any other challenges that concern you and your family members, you can still get in touch with a family law professional to get some assistance.

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The roads we use every day are always busy, which is why every driver needs to be extra careful when driving. Unfortunately, we all are humans and are prone to traffic mistakes and offenses. When driving, you can accidentally make a traffic mistake that can cause severe issues and land you in big trouble. In such a situation, you will get arrested and charged for the traffic offense you have committed. That results in a penalty depending on the severity of your traffic offense.

When you fall victim to any traffic offense in Glasgow, whether guilty or innocent, you need to find Glasgow Road Traffic Lawyers to help you out with your case. You should hire a good traffic lawyer to represent and defend you in court. Since choosing the best traffic lawyer can be challenging, here are the factors you should consider.


You need to hire a traffic lawyer that is licensed to practice in your state. As such, he/she must have the right credentials that allow him/her to offer legal services to clients. Check their educational background as well to ensure they are qualified from a reputable law school. That way, you can be confident you are hiring a well-qualified traffic lawyer.


When hiring a traffic lawyer, you need to enquire about their area of specialization. Hiring the wrong lawyer is the worst thing you can do when charged with a traffic offense. Do not hesitate to ask for their previous records of similar cases. That is the only way you can be sure you are hiring a successful lawyer. If your case is complicated, avoid traffic lawyers that have dealt with only minor traffic cases. You need to know if the traffic lawyer can deal with a traffic case as complicated as yours and win the case.


Experience matters a lot when hiring a road traffic lawyer. Note that more experience results in high proficiency. It is okay to prioritize the number of years the traffic lawyer has practiced. Furthermore, hire a traffic lawyer with a good record of the traffic cases they have handled before. You should keep in mind that a highly experienced traffic lawyer will have higher rates than other lawyers, which means high proficiency when dealing with your case. That is not to say that new traffic lawyers in the field cannot handle your case. If your case is complicated, you need a traffic lawyer with a good record of handling such cases.

Ask for referrals

Referrals are beneficial when looking for a traffic lawyer. Ask your family and friends if they have dealt with a traffic case before and how the experience was. Listen to what they have to say concerning the traffic lawyers they hired. If you get a referral to a specific lawyer, do a background check, and if they offer quality services, you can hire them.

Do your research

When looking for a road traffic lawyer, do your research on law firm websites and gather as much information as possible. That will help you find a reliable road traffic lawyer.

The bottom line

Before hiring a traffic lawyer, check their website, learn more about them and gather more information to ascertain if you can rely on them.

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Benefits of Having a Truck Accident Lawyer

When the driver of a large truck, big rig, or tractor-trailer negligently brings about a collision with a smaller vehicle, the result can be devastating and sometimes deadly. In most instances, the driver and passengers in the smaller vehicle suffer the more serious injuries, such as fractures, broken bones, head and brain injuries, and spinal cord injuries.

If you are injured in a truck accident that takes place in New Jersey, the insurance company for the at-fault truck driver or trucking company may supply the necessary insurance coverage. However, in many instances, insurance companies significantly under-value these claims and will look for ways to limit settlements and payouts to accident victims. After all, insurance companies want to try and save themselves as much money as possible.

Sometimes, insurance companies will claim that the accident victim was not injured to the extent he or she claims and refuse to cover all injury-related losses. In other situations, insurers might challenge liability for the accident to avoid paying some or all of the victim’s losses.

Fortunately, a New Jersey truck accident lawyer at Leonard Legal Group is here to help. Our firm can negotiate on your behalf and work to help you obtain the monetary compensation and damages that you deserve for your injuries. If the truck driver or trucking company’s insurer refuses to pay you the compensation you need, we could file a lawsuit against the at-fault party in the state court system and litigate your case to a conclusion there.

How a New Jersey Truck Accident Lawyer Can Help

If you have been injured in a truck accident that was caused by a truck driver and/or trucking company’s negligence, there are several ways that a New Jersey truck accident attorney could assist you with your case. An experienced lawyer could help you with all of the following and more:

  • Investigating the cause of your accident and determining which individuals and entities to name as potential defendants in any lawsuit that is filed
  • Gathering all of your medical treatment records and bills and submitting a demand package to the adjuster for the at-fault truck driver’s insurance company
  • Negotiating with the adjuster to obtain a settlement offer that is full/fair and which truly compensates you for your injuries and related pain and suffering
  • Helping you decide whether you should accept a settlement offer that the insurance company puts on the table
  • If necessary, litigating your case in the state court system, or in the alternative, resolving it by way of mediation or arbitration

Call a New Jersey Truck Accident Lawyer Today

If you have been injured in a truck crash that was caused by a negligent driver or some other responsible party, a skilled New Jersey truck accident attorney at Leonard Legal Group may be able to assist. We can help you pursue a result that fully compensates you not only for your injuries, but also for the pain, suffering, and inconvenience that you had to endure because of your truck accident. To schedule a free consultation and case evaluation with a New Jersey truck accident attorney, please contact us online today.

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Is it better to pay my debt or file bankruptcy?

If you find yourself swimming in a sea of debt, you may be wondering how you can possibly pull yourself out. You might be debating on whether or not to pay off your debt in full or do a bankruptcy filing.

When you choose to go the route of paying off your debt, also known as a debt settlement, you typically won’t need to contact a lawyer or financial counselor. A debt settlement is when you negotiate with a creditor to pay them a lump sum. The lump sum you end up paying the creditors is much lower than what your debt originally was. Most creditors would rather you pay them a lump sum, since declaring bankruptcy means they cannot collect from you.

A bankruptcy filing may occur when you are unable to pay the reduced amounts that were negotiated with your creditors in the debt settlement. There are two types of bankruptcy, Chapter 7 and Chapter 13. Chapter 7 will get rid of your debt in around 6 months, but you may not be able to keep your home. Chapter 13 will allow you to keep your home after your bankruptcy is settled, but you will still have mortgage payments to make. Chapter 7 typically is declared by those at the state’s median income level.

Debt settlements might be good for you for a number of reasons. For starters, if your creditors are willing to work with you to reduce your debt by a large margin, debt settlement might be the move. In addition, a stable income and the willingness to stick to a debt repayment plan are other signs that a debt settlement would work better for you than declaring bankruptcy.

If you are in danger of losing your home, filing for Chapter 13 bankruptcy will help you catch up on mortgage payments. Bankruptcy also may be ideal for those who have no more options when it comes to debt relief, especially if they cannot afford the lump sum payments. This includes those that would have to draw from their retirement or IRA funds to pay off their debt.

Another factor many don’t consider when deciding between debt settlement or filing for bankruptcy is the amount of time it will take to pay off the debt. A good rule of thumb is that if the debt will take over 5 years to pay, it’s best to file for bankruptcy.

If you’re considering filing for bankruptcy, contact a bankruptcy attorney at Fair Fee Legal Services today.

Fair Fee Legal Services
8665 South Eastern Avenue, Suite 101 Las Vegas, NV 89123

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The Role of Car Accident Lawyer in Compensation of Victims

Accidents can cause financial struggles in a family. There are medical bills to pay and a need for money to provide for dependents.  On the other hand, a person in a car accident can call the Shrum law office to have a car accident lawyer take up the case on your behalf. The legal experts have the qualifications and experience of following up with an insurance company. They can also instigate a lawsuit to sue the other party for causing an accident due to negligence. Read on to get insights on the role of a car accident lawyer for victims.

What does a Car Accident lawyer do?

The role of having a lawyer is that the victim of car accidents can have someone who represents their interests. However, since there are scammers and fraudsters in every industry, choose a legitimate attorney for representation. A person requires time for recovery after going through a traumatic ordeal. It is why a car accident lawyer will attend the court sessions and ensure that the victim gets full recovery.

An insurance company will always negotiate on compensations and may find ways to discredit the claims. Since they are geared towards making profits on such incidences, a car accident lawyer plays a critical role in safeguarding your rights. Below are some of the functions that attorneys can play for accident victims seeking compensation;

  • They are good at conducting investigations on what led to the accident.
  • The legal expert works with the relevant authorities. It includes doctors and police officers during the investigation process.
  • Engage in tasks of analyzing the claims or lawsuit at hand to strategize and plan. An ideal car accident lawyer will seek an opinion from colleagues on ways to handle the case. They will go the extra mile to look at other cases and see the possible verdict. It helps in preparing the claims and possible compensation.
  • Their task includes undertaking the clerical duties of drafting letters, filing documents, and preparing other legal papers.
  • An attorney representing a car accident victim will talk to witnesses to establish the case and get their version of the events. It helps in reducing the chances of having doctored evidence when you have an original statement. A case becomes more potent when it has the evidence to back up the claims. Some of the attachments are a medical report and a police statement.

A Victim needs to get a Fair Compensation

There are goals and objectives to a victim using a lawyer to handle their claims. It is all about getting fair compensation for the damages as accidents may lead to permanent injuries. The claims ensure that the person liable takes the financial obligations for the treatment. The settlement is done on damages to assets and loss of income due to injury. The car accident attorney needs to calculate the right amount of compensation that befits the loss.


An experienced lawyer handling similar cases will know how to manage insurance companies who will most likely have legal counsel. Representation of car accident victims by a lawyer dramatically increases their chances of getting fair compensation.

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