If you have sustained an injury in an accident, you must know when to involve a lawyer. A serious accident can be traumatizing. You may find it hard to process the events that occurred. During such time, insurance providers will try to finalize and process your claim as quickly and for as little money as possible. If you know when and how to hire one of the best Philadelphia, PA personal injury attorneys, you can be sure your rights to compensation are protected.
Speaking with Attorney As Soon as Possible
If you suffered an injury in an accident, prioritize your safety and ensure your immediate health needs are met. Then, start thinking about which attorney to work with. Keep in mind that you will be facing immediate medical bills, questions from law enforcement officers, and pressures from an insurance provider that may want to get a recorded statement from you. You should consider having a legal representation if you were harmed in an accident, the other party sustained an injury, the accident resulted in significant damage, and you get a call from an insurance company regarding the accident.
Remember that insurance companies are for-profit businesses whose main priority is to make a profit. This is possible as they take in more money from policyholders in the form of premiums than they pay out in claims. Thus, it is in the best interest of an insurance company to pay you less than what you deserve. Also, the company will want to settle your claim early to avoid spending more money when facing lawsuits.
When to Hire an Attorney
A personal injury can leave you facing significant medical bills, vehicle damage, lost wages, and pain and suffering. Your injury’s cost can add up quickly or stretch out over months or even years of therapy. Although you may have a long-term injury, there is a timeline to address your injury claim with an insurance company. In Pennsylvania, you only have two years from the date you got injured to file an injury lawsuit. If you do not agree to an insurer’s settlement offer, the company will stretch out the claims process until the statute of limitations expires, which means it can be free from its obligations to you. One of the reasons you must work with a lawyer right away is to have an expert reviewing an insurer’s initial offers. Also, your attorney can handle communications with an insurance representative to make sure you do not settle for less than you deserve.